{"id":2558,"date":"2020-07-25T13:25:42","date_gmt":"2020-07-25T13:25:42","guid":{"rendered":"http:\/\/jmcspace.com\/?p=2558"},"modified":"2020-07-25T13:25:42","modified_gmt":"2020-07-25T13:25:42","slug":"ai-thay-doi-nganh-tai-chinh-ra-sao","status":"publish","type":"post","link":"https:\/\/jmcspace.com\/index.php\/ai-thay-doi-nganh-tai-chinh-ra-sao\/","title":{"rendered":"AI thay \u0111\u1ed5i ng\u00e0nh t\u00e0i ch\u00ednh ra sao?"},"content":{"rendered":"\n

Tr\u00ed <\/strong>tu\u1ec7 nh\u00e2n t\u1ea1o c\u00f3 th\u1ec3 thay th\u1ebf con ng\u01b0\u1eddi \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, ph\u00e1t hi\u1ec7n gian l\u1eadn, \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0\u2026 \u1edf m\u1ee9c \u0111\u1ed9 ch\u00ednh x\u00e1c v\u00e0 tinh vi.<\/p>\n\n\n\n

“AI c\u00f3 s\u1ee9c m\u1ea1nh thay \u0111\u1ed5i ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh m\u1ea1nh m\u1ebd h\u01a1n b\u1ea5t c\u1ee9 c\u00f4ng ngh\u1ec7 n\u00e0o trong l\u1ecbch s\u1eed hi\u1ec7n \u0111\u1ea1i,” \u00f4ng Akshay Sabhikhi, CEO c\u1ee7a c\u00f4ng ty c\u00f4ng ngh\u1ec7 CognitiveScale nh\u1eadn \u0111\u1ecbnh.<\/p>\n\n\n\n

\u0110\u00e1nh gi\u00e1 r\u1ee7i ro<\/strong><\/p>\n\n\n\n

\u0110\u1ec3 \u0111\u00e1nh gi\u00e1 h\u00e0ng ngh\u00ecn h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, h\u1ec7 th\u1ed1ng AI c\u00f3 th\u1ec3 qu\u00e9t to\u00e0n b\u1ed9 d\u1eef li\u1ec7u, \u0111\u01b0a ra khuy\u1ebfn ngh\u1ecb v\u1ec1 c\u00e1c kho\u1ea3n cho vay d\u1ef1a tr\u00ean th\u00f4ng tin l\u1ecbch s\u1eed c\u1ee7a kh\u00e1ch h\u00e0ng. C\u00e1c d\u1eef li\u1ec7u n\u00e0y bao g\u1ed3m th\u00f3i quen tr\u1ea3 n\u1ee3 c\u1ee7a t\u1eebng c\u00e1 nh\u00e2n, s\u1ed1 l\u01b0\u1ee3ng kho\u1ea3n vay, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u00edn d\u1ee5ng hi\u1ec7n t\u1ea1i,\u2026 t\u1eeb \u0111\u00f3 t\u00f9y ch\u1ec9nh l\u00e3i su\u1ea5t tr\u00ean th\u1ebb ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n

Ph\u00e1t hi\u1ec7n gian l\u1eadn<\/strong><\/p>\n\n\n\n

AI c\u00f3 th\u1ec3 nh\u1eadn di\u1ec7n h\u00e0nh vi c\u00f3 d\u1ea5u hi\u1ec7u \u0111\u00e1ng ng\u1edd, ch\u1eb3ng h\u1ea1n d\u00f9ng th\u1ebb t\u1eeb m\u1ed9t qu\u1ed1c gia kh\u00e1c ch\u1ec9 v\u00e0i gi\u1edd sau khi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ho\u1eb7c c\u1ed1 r\u00fat m\u1ed9t kho\u1ea3n ti\u1ec1n m\u1ed9t c\u00e1ch b\u1ea5t th\u01b0\u1eddng.<\/p>\n\n\n\n

AI c\u00f2n c\u00f3 kh\u1ea3 n\u0103ng ph\u00e1t hi\u1ec7n gian l\u1eadn nh\u1edd kh\u1ea3 n\u0103ng t\u1ef1 h\u1ecdc. N\u1ebfu m\u1ed9t giao d\u1ecbch b\u1ecb g\u00e1n c\u1edd c\u1ea3nh b\u00e1o, sau \u0111\u00f3 \u0111\u01b0\u1ee3c con ng\u01b0\u1eddi s\u1eefa l\u1ed7i, h\u1ec7 th\u1ed1ng AI c\u00f3 th\u1ec3 h\u1ecdc h\u1ecfi t\u1eeb kinh nghi\u1ec7m nay, sau \u0111\u00f3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh th\u1eadm ch\u00ed tinh vi h\u01a1n \u1edf nh\u1eefng l\u1ea7n giao d\u1ecbch ti\u1ebfp theo.<\/p>\n\n\n\n

D\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh<\/strong><\/p>\n\n\n\n

Theo Pwc, nh\u1eefng robot t\u01b0 v\u1ea5n ng\u00e0y c\u00e0ng ph\u00e1t huy vai tr\u00f2 trong c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. D\u1ecbch v\u1ee5 chatbot l\u00e0 m\u1ed9t v\u00ed d\u1ee5. V\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 h\u1ecdc m\u00e1y v\u00e0 x\u1eed l\u00fd ng\u00f4n ng\u1eef t\u1ef1 nhi\u00ean, cho ph\u00e9p doanh nghi\u1ec7p c\u00f3 th\u1ec3 t\u1ef1 t\u1ea1o chatbot ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u, l\u0129nh v\u1ef1c kinh doanh. C\u00e1c chatbot n\u00e0y c\u00f3 kh\u1ea3 n\u0103ng t\u1ea1o c\u00e1c k\u1ecbch b\u1ea3n tr\u00f2 chuy\u1ec7n kh\u00e1c nhau, \u0111a d\u1ea1ng h\u1ed9i tho\u1ea1i v\u1edbi kh\u00e1ch h\u00e0ng, ph\u1ee5c v\u1ee5 24\/7<\/p>\n\n\n\n

Trading<\/strong><\/p>\n\n\n\n

V\u1edbi l\u01b0\u1ee3ng d\u1eef li\u1ec7u kh\u1ed5ng l\u1ed3, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o c\u00f3 th\u1ec3 ph\u00e2n t\u00edch trong m\u1ed9t th\u1eddi gian ng\u1eafn d\u1ef1a tr\u00ean c\u00e1c m\u1eabu li\u1ec7u trong qu\u00e1 kh\u1ee9, d\u1ef1 \u0111o\u00e1n l\u1eb7p \u0111i l\u1eb7p l\u1ea1i trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n

Ai c\u0169ng c\u00f3 th\u1ec3 \u0111\u00ea xu\u1ea5t c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u00e1 nh\u00e2n. M\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 kh\u1ea9u v\u1ecb r\u1ee7i ro cao c\u00f3 th\u1ec3 tin t\u01b0\u1edfng v\u00e0o AI \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh th\u1eddi \u0111i\u1ec3m n\u00e0o n\u00ean mua, n\u1eafm gi\u1eef v\u00e0 b\u00e1n c\u1ed5 phi\u1ebfu.<\/p>\n\n\n\n

Qu\u1ea3n l\u00ed t\u00e0i ch\u00ednh<\/strong><\/p>\n\n\n\n

Nhi\u1ec1u c\u00f4ng nghi\u1ec7p s\u1eed d\u1ee5ng AI \u0111\u1ec3 x\u00e2y d\u1ef1ng c\u00e1c thu\u1eadt to\u00e1n cho \u1ee9ng d\u1ee5ng, gi\u00fap ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh th\u00f4ng minh v\u1ec1 ti\u1ec1n b\u1ea1c khi chi ti\u00eau.<\/p>\n\n\n\n

Kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a AI c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh quy m\u00f4 t\u1eeb l\u1edbn \u0111\u1ebfn nh\u1ecf.<\/p>\n\n\n\n

Ngu\u1ed3n: t\u1ed5ng h\u1ee3p <\/p>\n","protected":false},"excerpt":{"rendered":"

Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o c\u00f3 th\u1ec3 thay th\u1ebf con ng\u01b0\u1eddi \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, ph\u00e1t hi\u1ec7n gian l\u1eadn, \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u…<\/p>\n","protected":false},"author":2,"featured_media":2561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,34,40],"tags":[],"_links":{"self":[{"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/posts\/2558"}],"collection":[{"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/comments?post=2558"}],"version-history":[{"count":0,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/posts\/2558\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/media?parent=2558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/categories?post=2558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jmcspace.com\/index.php\/wp-json\/wp\/v2\/tags?post=2558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}